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983 White Oak Drive, Waterloo, IL, 62298

Welcome to this exceptional 3-bedroom, 3-bathroom home nestled on a stunning 2.51-acre lot graced with beautiful mature shade trees in Waterloo, IL! With 2,740 square feet of thoughtfully designed living space, a gorgeous brick and vinyl exterior, and an incredible array of updates and features, this property is truly something special from the moment you arrive. The charming covered front porch sets the tone for the warmth and character found throughout this remarkable home. The attached 2-car side entry garage provides everyday convenience, while a separate 1-car detached garage offers excellent additional storage space for all your needs. Step inside and be immediately captivated by the breathtaking family room featuring stunning hardwood floors, a classic wood burning fireplace perfect for cozy evenings, and a bay door that opens to the generously sized newly updated composite deck, where scenic views of the beautiful wooded acreage create an absolutely unforgettable backdrop for entertaining and relaxing. The well-appointed kitchen boasts a tile backsplash, ample cabinet storage, and a cheerful breakfast area with all appliances included! The dedicated dining room provides an elegant setting for meals and gatherings, while a convenient main level laundry room and full bathroom add exceptional everyday functionality. Head upstairs to discover the truly sprawling primary bedroom suite which is a luxurious retreat featuring a cathedral ceiling, an enormous walk-in closet, and a spa-like attached bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional well-appointed bedrooms, a second full bathroom, and a versatile loft area — perfect for a home office, reading nook, or additional lounge space — complete the upper level. The finished lower level further expands your living space with a sprawling recreation room and a dedicated exercise room — providing the ultimate space for entertaining, fitness, and everyday enjoyment. And the best part? The bar and shuffleboard can stay with an accepted contract request, making this the ultimate entertainment destination! Recent updates provide exceptional peace of mind and add significant value throughout, including a brand new roof, new composite decking, and approximately 90% new siding, ensuring this home is as solid as it is beautiful. A dual furnace system, all-electric utilities, and all appliances included round out this incredible package. Step outside and experience the magic of 2.51 private acres dotted with beautiful mature shade trees — a serene and picturesque setting unlike anything else. The deck and patio create the perfect outdoor entertaining and relaxation space, completing this truly exceptional property. With its stunning acreage, incredible updates, spacious layout, and fantastic features throughout, 983 White Oak Dr is a rare and wonderful find in Waterloo.

Subdivision: Cedar Lake Estates

List Price

$ 475,000

Status

Active Under Contract

Days on market

0

MLS#

26049892

Bedrooms

3

Full baths

3

Sq. Ft. Above

2,740

Sq. Ft. Below

600

Subdivision

Cedar Lake Estates

School District

Waterloo DIST 5

County

Monroe-IL

Property Type

Residential

Style

Traditional

Type

Residential

Additional Information

Property Tax (2024)

$6,748

Recent Nearby Sales in 62298

Last 6 closed homes in this zip.

Address Bd/Ba SqFt List Sold Closed
217 Magnolia Avenue, Waterloo, IL 62298 4/2 2,900 $275,000 $240,000
87.3% of ask
Sep 4, 2026
6269 Maeystown Road, Waterloo, IL 62298 3/1 840 $199,999 $350,000
175% of ask
Sep 2, 2026
612 Legacy Drive, Waterloo, IL 62298 0/0 -- $85,500 $85,500
100% of ask
Sep 2, 2026
306 S Market Street, Waterloo, IL 62298 3/2 896 $225,000 $220,000
97.8% of ask
Sep 1, 2026
1615 State Route 156, Waterloo, IL 62298 3/1 1,350 $190,000 $175,000
92.1% of ask
Aug 31, 2026
7812 White Tail Circle, Waterloo, IL 62298 4/4 3,300 $825,000 $810,000
98.2% of ask
Aug 31, 2026

Price & Listing History

Listed for sale
Aug 6, 2026 at $475,000
Current status: Active Under Contract
As of Aug 11, 2026 · $475,000

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Room Dimensions

Room Type

Family Room

Room Dimensions

17x19

Kitchen

12x14

Breakfast Room

11x9

Dining Room

12x11

Office

12x12

Bathroom

6x7

Laundry

7x5

Loft

11x13

Primary Bedroom

18x12

Primary Bathroom

11x10

Bedroom 2

12x11

Bathroom

8x5

Bedroom 3

12x11

Recreation Room

26x21

Exercise Room

11x10