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213 N Main Street, St Charles, MO, 63301

Located in the heart of Saint Charles’ Historic Main Street District, 213 N Main Street presents a rare opportunity to acquire a fully stabilized, income-producing mixed-use asset in one of Missouri’s most vibrant and heavily visited commercial corridors. This circa-1890 brick building offers 4,524 square feet of well-utilized space and generates a true net operating income of approximately $83,000 annually, translating to an attractive 5.35% cap rate at the $1,550,000 asking price. The ground floor is home to Reset, an established clothing and shoe resale retailer that benefits from the district’s steady, year-round foot traffic. Above the retail level, the upper units operate as income-producing apartment and Airbnb rentals, capitalizing on Saint Charles’ thriving tourism economy and persistent demand for short-term accommodations near the riverfront. This blend of retail and residential income creates a diversified rent roll that insulates ownership from single-tenant risk and delivers dependable cash flow from day one. Unlike value-add offerings that require capital and lease-up time, 213 N Main is a turnkey investment: the work has been done, the income is in place, and a new owner simply steps into a performing asset in an irreplaceable location. Historic Main Street draws visitors year-round with its brick-paved streetscape, boutique shopping, dining, and signature festivals, including the nationally recognized Christmas Traditions celebration. The property sits steps from the Missouri Riverfront, Frontier Park, and the First Missouri State Capitol Historic Site, with a nearby traffic count of 77,283 vehicles per day and a Walk Score of 79/100. Downtown Saint Charles continues to benefit from sustained public and private investment, and surrounding values have appreciated 10% over the past two years. For investors seeking stable, diversified income with long-term appreciation in a proven historic district where buildings rarely trade hands, 213 N Main Street is a compelling, low-friction addition to any portfolio.

Subdivision: City/St Charles

List Price

$ 1,550,000

Status

Active

Days on market

0

MLS#

26048604

Bedrooms

0

Full baths

0

Subdivision

City/St Charles

Municipality

St Charles

County

St Charles

Property Type

Commercial Sale

Type

Commercial Sale

Additional Information

Property Tax (2025)

$8,837

Recent Nearby Sales in 63301

Last 6 closed homes in this zip.

Address Bd/Ba SqFt List Sold Closed
929 N 3rd St, 4, St Charles, MO 63301 1/1 600 $995 $995
100% of ask
Sep 5, 2026
3201 S Civic Green Way, St Charles, MO 63301 3/3 1,360 $285,000 $285,000
100% of ask
Sep 4, 2026
1904 Elm St Street, St Charles, MO 63301 4/2 1,504 $320,000 $320,000
100% of ask
Sep 4, 2026
338 Tiber Place, St Charles, MO 63301 4/4 2,012 $549,900 $560,000
101.8% of ask
Sep 4, 2026
2815 Birch Tree Drive, St Charles, MO 63301 3/3 1,518 $375,000 $370,000
98.7% of ask
Sep 3, 2026
2941 Elmcrest Drive, St Charles, MO 63301 4/3 1,647 $309,000 $317,500
102.8% of ask
Sep 3, 2026

Price & Listing History

Listed for sale
Jul 29, 2026 at $1,550,000
Current status: Active
As of Jul 29, 2026 · $1,550,000

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